Quick Fact Sheets:

1. I received a security breach letter, now what?

2. My wallet was stolen, now what?

3. My checks were stolen and/or used, now what?

4. I gave my info to a scam artist, now what? 

5. How do I read my credit report?

Fact sheets provided by:

Identity Theft Resource Center

VICTIM ACTION STEPS:

• Download our NEW Identity Theft Victim Toolkit

• Visit Identity Theft Resource Center. (Their website is full of information on identity theft, prevention and victim resources)

• Pull a copy of your credit report from AnnualCreditReport.com and look for suspicious activity (You are entitled to a FREE report every year from each of the three credit bureaus under federal law)

• Place a fraud alert on your credit reports

• Consider freezing your credit using security freeze  

• File a police report and ask for a copy for your records

• Visit and make a report to the FTC, Federal Trade Commission

• Visit the Nebraska Attorney General's website 

• Close any accounts that have been tampered with or opened fraudulently.

• Write down the name of anyone you talk to, what he/she told you, and the date of the conversation

• Follow-up in writing with all contacts you have made about the identity theft on the phone or in person. Use certified mail, return receipt requested, for all correspondence regarding identity theft

• Keep all copies of all correspondence or forms relating to identity theft

• Keep the originals of supporting documentation, like police reports and letters to and from creditors; send copies only

• Keep old files, even if you believe the problem is resolved-If it happens again, you will be glad you did

• Contact us for additional help

Websites and main line phone numbers for credit bureaus:

Experian www.experian.com    1-888-397-3742

Equifax   www.equifax.com    1-800-525-6285

TransUnion www.transunion.com  1-800-680-7289

Victim's Rights:

• Right to place a fraud alert with credit bureaus - includes FREE credit report

• Right to obtain documents relating to fraud transactions or accounts opened using your personal information 
       TIP:  If the creditor refuses to provide this information to you, ask them for  the address and information needed to obtain these documents and send in a written request via certified mail.  They have 30 days to respond to a written request. Reference Section 609 (e) of the Fair Credit Reporting Act

• Right to obtain information from a debt collector regarding a fraudulent debt

• Right to ask credit reporting agencies to block fraud information on your file

• Right to prevent a business from reporting fraud account information to credit bureaus

Identity Theft Action Council of Nebraska does not endorse nor condone any identity theft pay-for-service companies.  Information on our website is for educational purposes only and should not be taken for legal advice.